There are two types of permanent disability benefits: permanent partial disability and permanent total disability. Those benefits are paid for injuries to the body as a whole which would include injuries to the head, neck, shoulders, back, hips and psychological injuries. If you do not have an injury to the body as a whole, you may have an injury to a specific body part.
If you are permanently totally disabled (PTD), you should receive compensation at 2/3 of your AWW.
For example, if your AWW is $600 per week, your PTD rate is $400 per week (600 X 2/3 = 400).
These benefits may be increased by the increase in the national average weekly wage each year.
If you are permanently and partially disabled (PPD), you should be compensated at 2/3 of the difference between your AWW and what you are now able to earn. For example, if your AWW was $600 per week and you are now only able to earn $300 per week, your PPD rate is $200 per week. (600 – 300 = 300 X 2/3 = 200).
You can receive a permanent disability compensation for a specific body part which is called a scheduled award. Scheduled award benefits are paid at a certain number of weeks for the body
part injured in accordance with the following schedule:
(1) Arm lost, three hundred and twelve weeks’ compensation.
(2) Leg lost, two hundred and eighty-eight weeks’ compensation.
(3) Hand lost, two hundred and forty-four weeks’ compensation.
(4) Foot lost, two hundred and five weeks’ compensation.
(5) Eye lost, one hundred and sixty weeks’ compensation.
(6) Thumb lost, seventy-five weeks’ compensation.
(7) First finger lost, forty-six weeks’ compensation.
(8) Great toe lost, thirty-eight weeks’ compensation.
(9) Second finger lost, thirty weeks’ compensation.
(10) Third finger lost, twenty-five weeks’ compensation.
(11) Toe other than great toe lost, sixteen weeks’ compensation.
(12) Fourth finger lost, fifteen weeks’ compensation.
(13) Loss of hearing:
(A) Compensation for loss of hearing in one ear, fifty-two weeks.
(B) Compensation for loss of hearing in both ears, two-hundred weeks.
If you have a partial loss to one of these body parts, you will get the number of weeks corresponding to the percentage of disability that you have. For example if you have a 10% impairment to your arm, you will be entitled to 32 weeks of compensation once you reach MM I.